Sneaky PayPal started using my checking account for purchases

[EddyEnkh]

I transferred few hundred bucks to my PayPal checking account just to put aside, but then I realized that it started using my cash instead of my credit cards for purchases. After some research, I realized that there is a toggle button saying "use Paypal cash balance first and it was ON"  Very sneaky PayPal, why that should be ON by default?!

So TODAY I specifically turned off that toggle purchased something and yes it also charged my PayPal balance. Do you have similar stories?

[kernowlass]

@EddyEnkh 

Why sneaky? Makes no difference to paypal which funding source you use to pay a seller, fees are the same.

[EddyEnkh]

No! If I use my credit cards for my Paypal purchases then my CC charges a fee of around 3% but PP wants you to use your checking account which has no fee, but yes for the seller it's the same fee! google some topics on how PayPal makes money!