Sending money overseas

Keryn_
Contributor
Contributor
Hi all, new PayPal user here. I’m wanting to purchase some things online for example clothing from overseas and I’m in NZ, are there any fees I have to pay as a buyer for wanting to purchase from another country? If yes what are the costs? Is there a minimum fee for purchases? Just don’t want to buy and have to pay the earth for fees. Much help is appreciated thanks!
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kernowlass
Esteemed Advisor
Esteemed Advisor

@Keryn_ 

 

Paypal does not charge a fee for a buyer unless its a currency conversion fee because you are buying from a seller in another currency.

 

Fees are in the user agreement for your country.


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Keryn_
Contributor
Contributor
Thank you for your help. Also is sending money overseas for family/friends option safe/eligible for a refund if sale did not work out?
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kernowlass
Esteemed Advisor
Esteemed Advisor

@Keryn_ 

 

A friends / family (or gift payment) is intended as a transfer of funds from family or friends to one another. For this reason, there is no processing fee when payment is made with bank or PayPal balance.
However as it is a gift payment, there is also no buyer protection as no goods or services should have been exchanged.

If he was not a close mate or family member you should never use that option as it enables the seller to evade paying his Paypal fees and negates your buyer protection at the same time.

You would also not be able to open a dispute (apart from one citing an unauthorised transaction), which would be automatically closed as you did authorise the initial payment.

Be careful as using that option for purchasing goods is against Paypal rules and can lead to account limitation.




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