I HATE PAYPAL!

[temp20180712]

Paypal/Ebay is like shopping in the 90s!  What a joke!  I never shop using either but I got desperate because I really wanted a 2nd identical subwoofer to match my current one.  I found out that the model had been discontinued by the manufacturer but then I found an open box buy on Ebay so I took a chance and Dropped 1400 bucks on it.  This is where the problem begins.

Ebay defaulted me to regular Paypal which is linked to my debit card and I accidentally ordered it this way.  I noticed within 5 seconds but Ebay has no way to change the payment method.  Amazon can do this easily!  So I contacted the seller to have them cancel and refund me and then I ordered a 2nd time using PayPal credit so I could take advantage of the no interest for 6 months thing.  All is well, I received the subwoofer and it works great!

2 weeks later I get an email from Wells fargo that Im over drawn.  What? I should have a grand in there I say!  Log into my account and now I have another charge for 1400 bucks there!  I have no paid double for this item!  After calling everybody from Seller, to Ebay, to Wells Fargo, to Paypal everybody is blaming someone else.  Paypal finally admitted what happened.

The first transaction was declined by Wells Fargo, good cause there wasnt enough money there.  Then I got the refund and ordered again thru Paypal Credit.  Paypal decides to wait 5 DAYS AND RUN THE ORIGINAL TRANSACTION AGAIN!!!!!!  This time Wells fargo covers it because I had that much in  there.  Apparently on the 5th someone at Paypal realized what happened and issued the refund, 5 DAYS LATER!  I am now nearly 2 weeks since I ordered this thing and still dont have my 1400 bucks back.  Paypal says maybe today but they dont know for sure!  Then once I have it my paypal account its gonna be another several days before Wells Fargo has it.

PAYPAL AND EBAY IS WORTHLESS!  Neither of them can function without the other.  AND EVERYBODY WONDERS WHY AMAZON IS RULING THE WORLD!  Because they make these things easy.  Amazon will refund my money before they receive the item.  Changing payment methods after an order is simple and easy!  

Once this is all said and done I'll be cancelling both my Ebay and my Paypal accounts.  GO AMAZON!  

[cprudell]

If I was a good writer I would create a petition
this has to stop

[cprudell]

PayPal does not offer a running balance PayPal is like a bank they should offer a running balance for any account not just a business account. I have had to run reports then use my own spreadsheet to do my own running balance. I had enough funds in my account to send my sister PayPal to PayPal her income from the sales PayPal took it for my bank even though my preferred balance was to be used then I had an overdraft on my bank then they took the money out of second time from PayPal and then again from the bank it's ridiculous I cannot get this straight without a running balance. Someone else here summed it up best. Paypal enjoys all the benefits and priveleges of a bank, but has NONE of the Obligations. I am proof that PayPal can **bleep**-over anyone they wish to, and I have zero legal recourse because their terms of service basically tell you they can **bleep** you over at any time, for any reason.

[Temp20210213a]

Paypal always changes my primary currency even when I set it to EUR and shop in EUR on EU website they manage to **bleep** me and change currency to something else and then rob me 20-30Eur on my order on their **bleep** exchange rates. PayPal is such a den of thieves they must be DNC supporters.

I sincerely hope I see a day when this POS business goes bankrupt.