Help need to change payment method

[Thomas1999]

Hi

Please help, Ive made a payment by echeque and need to cancel and pay as normal from my bank account.  The payment is pending, I click into the transaction but cannot find where to cancel it?

Many thanks

[kernowlass · Accepted solution]

@Thomas1999

Paypal payments from bank accounts never transfered instantly, what happens is that when you pay someone paypal CREDITS them up front for you (so that there is no delay in the despatch of your item), and paypal take the wait for the funds transfer.

However they only do so if there is no risk to them so sometimes an echeque is sent IF...

1. You don't have a back up card linked.

2. You have had a recent failed bank transfer or negative balance.

3. For some transactions ie virtual / digital or higher risk.

4. Some friends / family transactions.

You can't cancel a pending echeque BUT the seller 'may' be able to on their end.