Can I use PayPal without without a bank account or a credit card?

karthiknandula
New Community Member

Hi, so I need to receive some money from one of my friends. I was wondering, can I receive the money now and then fill in my credit card details later on to transfer the money(to my credit card) later on? Is there a certain time frame by which I need to 'redeem' my PayPal balance into my bank account? Or is it permanent?

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1 REPLY 1

kernowlass
Esteemed Advisor
Esteemed Advisor

@karthiknandula 

 

You can receive funds into your paypal balance but you can't withdraw to a credit card, only to a linked and confirmed bank account or debit card.

Also if its not a payment for goods/services and really is just a gift of money from a friend then make sure they use the friends/family option so you don't get charged a fee and the payment placed on the new seller hold.


Advice is voluntary.
Kudos / Solution appreciated.
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