query with my account
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When you pay a seller it is never instant, paypal CREDIT the seller for you and then they take the wait for your funds to transfer to paypal to reimburse them.
From a bank account it takes 5-7 working days to get to your paypal account (paypal uses the slowest transfer times, thats why they credit the seller for you in advance).
It may have left your bank account but it has to go via automated clearing and 5-7 working days later will hit your balance and bring that back to 0.
Now that you have had a failed bank transfer it seems paypal will no longer credit the seller in advance for you unless you add a back up card to your paypal account as well to reduce risk to them of future payments failing.
Advice is voluntary.
Kudos / Solution appreciated.
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