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Hi, I have received an email today from ARC debt collection. I have an outstanding payment with paypal worth £64.01 which I have the funds to pay, I didn’t realize that I had outstanding funds with PayPal however I have now been contacted by an outside agency. I just wondered if this had happened to anyone else and whether I pay ARC or paypal direct? I’m worried in case it is not legitimate or it is a scam!
It could very well be fake. I presume you are able to log in to your PayPal account(s) and use it fine with no notifications or alerts of a negative balance? It is my understanding that when one is in collections with PayPal, one will be blocked from using the PayPal account and will be directed to the debt collectors when calling about one's account.