i dont have the money in my bank account to fund a refund

[winstonsmummy27]

the buyer has stated the item now does not suit and requires a refund, this is fine if they return 

However at present i do not have the funds in my bank account, what will happen? will my account just go overdrawn to fund this?

[kernowlass]

@winstonsmummy27 

You have to have cleared funds in your paypal balance OR bank account to be able to issue a refund.

So if  you don't issue one then the buyer will probably open a paypal dispute to get a refund.