Which balance will be used first?

jrussell821
New Community Member

I understand that Paypal will use my payapal balance first, but if I use my debit card not linked to my bank account and I don't have enough money on the card, will they try to cahrge my bank account? My bank charges fees if I so much as think about making a purchase without enough funds to cover it. Will this lead to my bank account being overcharged?

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