Fraud

[amehta]

I got in contact with the person online and i bought a product from him and he told me to pay as friends and family and now he is saying that the product is not able to come there and he is also denying to pay me back my money so what should i do now?? I already complain about that transaction in resolution centre but i need help from the community and he also ask me to pay more to solve the problem and i paid that on a different PayPal id which is provided to me by him but still he is not even replying me now what should i do now? I am waiting for some answers from the community. Help me out of this problem.

[kernowlass]

@amehta 

A friends / family (or gift payment) is intended as a transfer of funds from family or friends to one another. For this reason, there is no processing fee when payment is made with bank or PayPal balance.
However as it is a “gift” payment, there is also no Buyer protection as no goods or services should have been exchanged.

If he was not a close mate or family member you should never use that option as it enables the seller to evade paying his paypal fees and negates your buyer protection at the same time.

You would also not be able to open a dispute apart from one citing an unauthorised transaction but that would be automatically closed as you did authorise the initial payment.

You also 'risk' having your account limited as using that option for purchasing goods is against Paypal rules.

If you funded your paypal payment via a credit card then contact your card issuer and see if they will help you but unfortunately they may decline as well as it was a gift payment.

[amehta]

Is there any way to take my money back ? Because the amount is high and i don't know this i just want that product so paid according to him.

[kernowlass · Accepted solution]

@amehta 

re-read the last sentence in my above post, that is the only way you 'may' get it back.