changed bank details now wanting to pay by e che

[phil739]

i have just changed my bank details and have comfirmed it with the 2 amounts paypal put into my account , i need to send some money and its using my paypal credit and the remender by e cheque out my account , which means it needs 5 days to clear , never had this before as it just use to take it out my old bank ..

why is it sending the balance as echeque and not as before

[animeyuyu]

Why is my payment being sent by e-check? It will not let me select the option to use my bank card or send an instant transfer. I would like an instant transfer because I can't wait 3 more days for a payment to clear.

Previously (yesterday morning) I was using paypal and my payments were sent instantly. Can anyone help me with this problem?

[PayPal_barry]

Please review the response above that was given to a query very similar to yours. It could be that a card has expired or been declined on your account.

[PayPal_barry]

Hell, there are three situations whereby an attempted instant payment will be sent as an eCheque by default:

• You have a confirmed bank account but your PayPal account has an insufficient balance available and you don’t have a valid debit or credit card registered

• You have a confirmed bank account but your PayPal account has an insufficient balance available and your debit or credit card(s) has expired

• Our internal security system will only allow the payment to be sent as an eCheque

To make an Instant Bank Transfer you must have a valid debit or credit card registered to your PayPal account, as well as your bank account. Hope this info. helps.

[AlekSander]

I didn't change any details recently. 1. I DO have enough funds in my paypal account. 2. I DO have a bank account attached to paypal yet i am still asked to pay by echeck for a transaction... Needless to say I will not be making that purchase. I am very surprised paypal would actually NOT want their users to make purchases....

[PayPal_Siobhán]

Hi there AlekSander, 

Do you have a card registered to the account? To use an Instant Bank Transfer you need to have an up to date card registered as a back up funding source.

Siobhan