When I get 100 USD paid into my PayPal account, I usually get it converted and transferred it to my bank account asap, which is very simple. But last time I received 100 USD into my PayPal account, I used it to fund several eBay and other purchases. But I find this makes individual transactions very hard to understand, as they every transaction includes "currency conversion" entries as well as the standard payment entries! The "mess" is compounded even further if you then have to return an item, as the refunds then get converted back to USD! All these conversion entries make understanding any particular transaction a nightmare. So to keep things nice and simple, I will definitely transfer my foreign currency receipts to my bank account as soon as possible in future.
I'm wondering whether it might even be better to set up a second PayPal account, solely for the purposes of receiving USD? Because that way, the dollars could not be used to fund purchases and could sit there until the conversion rate was favourable before getting it converted and transferred to my bank account. Is this possible? And what does anyone think of the idea?
