Text message from 62226 and JMPC direct debit

[Leda01]

On Sunday night I have received a text from 62226 regarding a PayPal transaction of £99.90 that was declined. They were asking me to confirm or to deny. I just ignored the message, as I have not been using PayPal for a very long time and I have not purchased or payed anything or anyone lately. Next morning I checked my bank and between my direct debits there is JPMC RE PAYPAL INTL LTD but there is no sum, it says that I have authorised this payee to collect various amount from my account. I did not authorised anything and I am concerned about it. Should I delete the direct debit or should I go to the bank to double check it?

[kernowlass]

@Leda01

When you add a bank account to paypal it sets up the direct debit mandate so that paypal can take authorised payments for any purchases you make (or pay your Ebay fees).
No company eg water/electric can take funds from your bank account on a regular basis without that direct debit.
However the amount shown is always the ''last'' transaction / amount that you paid to a seller via paypal.