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Im having the same issues since August this year. Both accounts have to be linked. PayPal Credit and the Paypal, I was told several times. But there is an issue with linking them together on my end. I think it's an email problem between both ends, two diff emails causing all the confusion. I had purchased an item on BillMeLater. Now that PayPal has bought them...it's been a pain. It was resolved once but now the same problem has occurred all the sudden. Can't find the account again, just got off phone with a representitive. Back to the old drawing board again! But on a brighter note....I was waived the previous late fee of 25.oo!! Great customer service in that regard! And you thought I was going to say, I saved 15 percent by getting Geico!!...haha! Good luck!
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I actually just had the exact problem. I made a purchase with Cabelas in December and recieved a bill in the mail for PayPal Credit shortly after. I thought I was crazy not remembering opening a credit account. Apparently Cabelas does not accept PayPal but they will accept PayPal credit. So when you entered your information to pay with PayPal they automatically opened a credit account for you to be able to pay Cabelas. Seems a bit ridiculous that they would just open an account with out notifying you but it happened. I called and payed off my balance and had them close it at the same time. PayPal said that this has been an issue with Cabelas and they are working on it.

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