Hi and thank you for reading my topic!
My partner and I have recently started going through our credit card history in order to revoke and dispute many transactions made without our knowledge with stolen credit card information.
We noticed a lot of PayPal transactions, which would make no sense as our paypal account is linked to our bank account and not to our credit card. If I remember correctly, two accounts can't share credit card information, so it would make sense that someone has used the card information to create a seperate paypal account with it.
Also, non of the said transactions appear on our account history, which further strengthens the theory that someone has created a seperate account.
As far as I understand, to create a paypal account using a credit card you have to pay a $1 fee and receieve a transaction type code that is only available in your online bank account. However our bank account has no $1 fee to paypal other than the one that was required to open our account.
Can someone create an account, and link a credit card (further more, make transactions using it) without actually going through that specific stage?
If so, what can the person whose information was stolen and used do - other than cancel the card which we already have - in order to close the fraud account and possibly recieve the information in order to pursue legal actions?
Thanks in advance!
