Been receiving calls from people claiming to be from Paypal Credit almost every day for a month. They have my phone number and name. I ignore cause it shows up as "unknown" on my phone and figure they are trying to sell me a credit card.
So today they call again and start leaving messages that are threatening and nasty and how I need to call them back. I call to tell them back to tell them to **bleep** off and to stop harrassing me. The person I talk to proceeds quicky tell me I opened a Paypal Credit card and charged $5,000 on it and have not made a payment since August of 2016. It's now April 2017. This type stuff has happened on my legit cards before, and it non-issue. They cancel the card and that's the end of that.
Long story short, the conversion is with a young guy and it the story all sounds totally legit. But red flags start going up when he can't tell me a single thing I purchased for that $5,000. I continue to ask "Well what did I purchase for $5K and when?" He starts saying "Im trying to pull it up, can't tell you, computer is slow, etc and mumble about I bought something on Facebook in March of 2016". Then he says he will "freeze" the account (you did not do that when I have not paid in over year????") and we will do a fraud claim".
So he starts asking for my basic personal info (phone, address, etc) and I give it to him (you don't already have it and don't seem to know that I have a Paypal account? Strange). Then he asks me for my social security number (which I ignore and ask about the purchases). Red flags are going up, but it could be legit so I roll with it.
While he's droning on about filing the fraud claim and the process, I pull up my credit report on the computer (I have a credit report account). There's NOTHING on there about a Paypal Credit card or any card from any bank I don't honestly have. Not even a suspicious inquire. But I don't tell the kid on the phone about it. He then drones on about Paypal will mail me a letter to contest the charges and they will then decide to "accept or decline" the dispute.
The whole thing sounded so legit, but at the same time there's ZERO record of me having any Paypa Credit card, or anything and the kid could not tell me anything about the account. There's nothing on my credit report about the card which the Paypal website says is done though Community National Bank (dont quote me on that name). Something like that.
Nothing supious on my bank accounts, or credit report. It's all just strange.
Call the number....it seems so legit. But the vibe I got is they were just fishing for my personal information.
866-380-6585
I tried to call with a fake name and see if I got the same respone and I didn't. They were like "We don't have any account for that name".
What do you think? Am I on some sucker list?
