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Maximum Credit Approval Limit

New Community Member

Maximum Credit Approval Limit

What is the maximum amount of money PayPal will extend for credit?

5 REPLIES
Volunteer Advisor

Re: Maximum Credit Approval Limit

Whatever you need when you meet all of the criteria for a purchase.

PayPal makes the PayPal Credit option available at timie of purchase when you qualify.  So, maintain a credit score of 800 or more, no late payments ever, substantial financial assests, steady financial revenue, a house paid off, and more.  Multiple credit cards with high avaiable balance would help.

Member

Re: Maximum Credit Approval Limit

I got a $1500 line of credit 3 days ago. And my credit score is fair
Volunteer Advisor

Re: Maximum Credit Approval Limit

@Txwildfire

But, much can you actually use?

Member

Re: Maximum Credit Approval Limit

I haven't been able to use it anywhere yet. I have done everything to link and verify my acct. I have tried several merchants, small amounts and larger but they all have been denied. Emailed customer service, still waiting on a reply
Volunteer Advisor

Re: Maximum Credit Approval Limit

I think you'll find that using it isn't so easy. It's not like a credit card which can generally be used up to the maximum.  PayPa uses a variety of security and risk assessments for each purchase and PayPal Credit may not be availalable.   when all factors are good you will be presented with a PayPal Credit option for selection.  You can't change the way the system works.