Enter PayPal Credit Line

[KentheEagle]

Why does it say that I am paying a cent OVER $454 ?

I'm not sure what this means.

Apparently I want to be very careful about spending my money - so I should ask a professional....

I dont want to upset Kernowlass.

[KentheEagle]

The item is a FULLY customizable computer that changes the final large price on top.

[DPCreations]

What is the actual price of the item?

Are these 2 graphics from 2 different screens or is a single screen option graphic?

Was there an option to pay direct before you got to this/these screen images?

[DPCreations]

OK, I'll make a guess.

You want to make a purchse for an item at $454.  When it came ot method of payment, you selected PayPal Credit and got the combined images which show an offer to purchae with PayPal Credit according to a monthly plan of $41.  At the end you will have paid $491, inclding interest.

This is NOT promotional non-interest 6-month deal. This is a fixed payment and interest deal.

You should quickly click on the X and close the PayPal option.  Just pay with a regular credit card or you PayPal funds.

[KentheEagle]

"You should quickly click on the X and close the PayPal option.  Just pay with a regular credit card or you PayPal funds."

Lmao

Anyways thanks that i guess i should just forget the whole thing.... UGH

i thought i can pay by the month while it stayed $454 - sounds like a thing that should be considered.

[DPCreations]

Apparently you do not understand the various options of PayPal Credit.  It is NOT free loan; you pay interest.

The reason I suggested to not accept is that I assumed you did no want to pay interest; if you want to pay the interest, then accept.

Here are some of the PayPal Credit products, but not always available to all customers at all times.

1.  Promotional purchase option where you have 6 months to pay WITHOUT interest.  If you fail to pay off within 6 months  then all back interest will be applied.

2.  Fixed monthly payments for a stated number of months.  Monthly payments, INCLUDING INTEREST, are determined at the outset and continue to the end.   (This was the option presented.)

3.  Various monthly payments selected by user, with interest calculated monthly.   This works much like a regular credit card account.

When you meet the higher credit score and financial standing you will get offered the promotional rate.  That is a good deal.

For all other options it's better to just use a regular credit card, especially one with rewards.

[sandypurins]

@KentheEagle

The amount you've highlighted is $37.51 more than $454.00... the $491.51 amount includes interest.

-Sandy