Unfortunately PayPal won't split the payments between your prepaid card and your credit card. Here's the details.
Not all prepaid cards are accepted by PayPal so that's something you need to be aware of, I'll explain that later. As for your split payment question, this is how the system works:
PayPal will first look at your PayPal Account balance, if you have insufficient funds, PayPal will then take the funds from your Bank Account. If you have a credit card and no bank account, then the credit card will be used. This all happens assuming you don't elect to choose a funding source. Note, If you have both a bank account and credit card, you can choose to pay with your credit card on the PayPal Checkout screens by using the pay with another source option. There you can select your card from the dropdown.
It is possible to pay using the funds in your Account balance and the remainder with a credit card however, you must first elect to pay with your credit card. Your available balance will be used up and the remainder is charged to your card. As this now looks like you've sent a single payment, you remain eligible for Buyer Protection. You would not be eligible for Buyer Protection, if you paid for the item with two separate transactions.
What you cannot do is split a single payment between 2 bank accounts, 2 credit/debit card accounts or a bank account and a credit/debit card account. In addition, you cannot split a single payment between 2 PayPal accounts.
Here's the info on prepaid type cards:
Per PayPal's own Help FAQs, they state the following: You can't link a gift card, prepaid card, or one-time-use card to your PayPal account. From our experience the exceptions are, PayPal Products or Green Dot Money Packs or a Prepaid Card that allows you to register both your name and billing address.
Suggest not trying to link a prepaid card to your PayPal account unless the card is a PayPal Product or a Green Dot Money Pack or you have contacted the prepaid card issuer and registered both your name and billing address with the card. Note, there's still a risk that the registered prepaid card may not be accepted if the name does not match the PayPal account name or the billing address is incomplete.
With many prepaid cards, there's no owner name or billing address information nor is there a way to include that information on the card. There's only the card number and an amount. PayPal can see the amount but, their security checks cannot confirm the card owner as there's no name or address info. When that happens, you are asked to use another funding source.
If you try link the card, you may have some dollar amount removed however, the linking process will fail. In other cases, you can link the card and may even have a small amount deducted from the card while trying to confirm it but again, you may not be able to use it for a purchase. As for how you go about getting that dollar amount returned, you may need to contact customer support for assistance or the card issuer or both.
