ok im trying to increase my spending limit its at $500 and i want to buy a new labtop for like 590 something. The main page said to get one you have to go over your limit and it will Be decided. So here is my question if i do that and its decides no will they then take the amount out of my bank account because i dont have that much in there and it said "If you don't qualify for an increase, we'll use one of your other linked payment methods instead." or can i decide to not finish the order.
Read the statement. If you don't get approved for credit it will take from another source. So, if you don't have available funds, don't make the purchase.
