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What you think as necessary is irrelevant. If you want your money you'll need to provide the requested information, just like you would for a bank. It's all part of the financial system and identification verification requirements.
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SS number is needed for US accounts to better identify who you are plus utility bills,driver license,passport etc/
SS number is also used to prepare a 1099k of your account activities at the end of the year if you have acccept 200 transactions AND $20,000 under goods and services.
One copy goes to IRS and one to you.
If you dont want to give your SS number,refund your payment and close your account and find other means to accept payment

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