Payment method - PayPal or Bank Account?

[johnwziegler]

When I purchase something, why does PayPal sometimes pay from my PayPal account and sometimes pay from my bank account? 

Looking for some setting, but I can't figure it out.

[sharpiemarker · Accepted solution]

During checkout, you can select specifically how you want to pay.  Are you using one click or one touch checkout?  Also keep in mind that PayPal usually checks if you have a balance and use that first and back it up with your bank account or other funding source linked to you account as default.  You can also set your preferred payment method for all your online purchases unless you select another during checkout from the wallet page instead of PayPal using its default.

[surestlen]

I do not have any money in my paypal balance but i have money in the bank account linked with my paypal business account. I want to send money to a friend so i need to know : 1. is it possible to send money with zero paypal balance.  2. if i send the money with a zero paypal balance,how long will it take before my friend receives the money in her paypal account.  NOTE: i have money in th bank account linked with my business paypal account

[Whac-A-Mole]

it is ok  to leave Paypal balance zero,some folks never leave anything in their paypal account.

it will take the fund from bank or credit card.

it would take 3-5 days for your friend to receive it.

it is not instant transfer,it is called e check