OMG I just found that thread! I, just like a lot of others, ignored that email because it was labeled "we're making some changes to our legal agreement" Why on earth would they label it that, and more importantly, WHY would they make this decision?? Isn't the bank backing the whole reason most of us have this card?" Proper legal notification would have been to send all of their cardholders a letter in the mail, 2 or 3 months in advance, notifying them of the change. Not to bury it in the fine print of an email with an incorrect subject line. I'm going to laugh when they get slapped with a class action lawsuit.
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