@Holiday-h0lid4y Its not a bank account. https://www.paypal.com/us/webapps/mpp/ua/useragreement-full?locale.x=en_US#holding-balance "PayPal is not a bank and does not itself take deposits. You will not receive any interest on the funds held with PayPal. PayPal combines your PayPal funds with the PayPal funds of other PayPal users and invests those funds in liquid investments in accordance with state money transmitter laws. PayPal owns the interest or other earnings on these investments. These pooled amounts are held apart from PayPal’s corporate funds, and PayPal will neither use these funds for its operating expenses or any other corporate purposes nor will it voluntarily make these funds available to its creditors in the event of bankruptcy." The PayPal debit card draws funds from your available PayPal balance for use in-store or at online retailers that do not accept PayPal (ie. Amazon). There is no fee to pay with it. Keep in mind that when you pay at a merchant online that accepts PayPal, the debit card does not show up as a funding source in your account/Wallet because it and your paypal balance is one in the same. Therefore you'd choose to pay with PayPal balance. You can have as much as you like in the PayPal balance but certainly you do not want to go overboard and hold your entire life savings in it. That's what bank accounts are for. You can also link a bank account to your PayPal account to add funds to your PayPal balance or even add funds with the debit card itself at a Walmart location (fees may apply): https://www.paypal.com/myaccount/bundle/fees
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