PayPal Debit Card Fees. ATM Withdrawal US $ 1.00 (Plus any amounts charged by the ATM owner.) Signature Withdrawal $ 3.00 if a signature is required. Non-US ATM Transaction (Using an ATM machine that is not in the US) 1% This fee will apply even if the transaction does not require a currency conversion. Non-US Debit Card Usage (Making a purchase from a seller that is not in the US) 1% This fee will apply even if the transaction does not require a currency conversion. Exchange Rate & Fee The currency exchange rate is determined by PayPal based on the current market price and includes a 2.5% Fee. This Fee only applies when PayPal performs the currency conversion. If you use an ATM that is not a Maestro/Cirrus ATM, you may be charged a fee by the operator of the machine and/or by any network used.
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