Hello Tonight I got an sms from my bank regarding unusual activity on a credit card that is connected to my paypal account and a few seconds later another message about another activity. When I checked, there were two unauthorised transactions through Paypal for over 1000 USD each (one in Rubles and one in Euros) that were not authorised or made by me but from two random persons in Russia. After calling the bank to close the card and remove the payment, they advised me to contact Paypal to report the fraud which I did but their response is that everything is perfectly ok, their system authorised the payments even though it didn´t have anything to do with my account and so I would just have to suck it and give them the money. I am honestly wondering if Paypal is just a front for international Scammers or just what this world has come to when Banks have more integrity than something like Paypal. They say it was authorized but refuse to answer my questions about WHO authorized it and from WHERE, only point out to some turgid legal document that says absolutely nothing about anything. I´ll paste their "answers" below. Hello Saemundur <removed>, We received the claim(s) you filed on 5 November 2019. We have reviewed this transaction(s) and are denying your claim(s). This decision was made because this transaction was not unauthorized. We're sorry for any problems you may have experienced with the transaction(s). Learn More about PayPal Purchase Protection Find out how your purchases are protected and how we investigate claims by clicking Legal at the bottom of any PayPal page. Then, simply click User Agreement for PayPal Service and PayPal Buyer Protection. Transaction information: Dispute Case ID: PP-D-45177937 Transaction Amount: 446,00 EUR Dispute Amount: 446,00 EUR Transaction ID: 0M16682982164984S Transaction Date: 5 November 2019 Thanks, PayPal ------------------------- Hello Could you then explain for me for what this is for and how this was authorised as I did not authorize it but it still went through Paypal? Where did this transaction come from and for what? I would not have been aware of this until in a couple of months if I didn´t have a fraud warning on my card from my bank that flagged this transaction ( and another transaction that went through Paypal within the same minute (see below) ) for a large sum that was not authorized. I have already closed the card that was connected to the Paypal account and will block the payment from the card as it´s obviously fraudulent and will be seeking damages from Paypal for any inconvenience due to this blatant theft. Dispute Case ID: PP-D-45177937 Transaction Amount: 446,00 EUR Dispute Amount: 446,00 EUR Transaction ID: 0M16682982164984S Transaction Date: 5 November 2019 Best regards Saemundur <removed>
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