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since ‎Jul-30-2019
Country: United States
Type: Business
steveola
steveola Contributor
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  • Latest Contributions by steveola

Re: I'm out $60, but I learned the inexpensive way...

by kernowlass Esteemed Advisor in Disputes and Limitations Archives
‎Jun-21-2021 04:12 AM
‎Jun-21-2021 04:12 AM
@steveola    I don't like ebay very much, I prefer Amazon, always got great customer service on there and easy to return items. ... View more

Re: Paypal being VERY unhelpful in regards to buye...

by kernowlass Esteemed Advisor in Security and Fraud Archives
‎Jun-11-2021 04:34 PM
1 Kudo
‎Jun-11-2021 04:34 PM
1 Kudo
@SteveJWC    Then you were lucky (or you funded your paypal payment via a credit card and so paypal didn't want you going down the chargeback route). As for better buyer protection, paypal states what protection you are offered, if you want better and don't agree with their policies then you don't have to use them do you??? As it stands you read up on buyer protection and then risk assess your transactions using that information....avoiding these >>>   Chinese Web Sites or on Social Media ads easy to spot (once you know the below signs) so buyer beware. 1. No return address on the returns policy. The site will look as if its in your country (where they despatch goods from) but they will ask for returns to go back to China (returns depot) at a shipping cost often more than the item is worth. 2. No contact telephone number. if you click on contact the most you will get is webmail or an email address. 3. Rarely company address information. 4. Great pictures of items at bargain prices that turn out to be tat. 5. Fake reviews. 6. Google and you can often see previous company names as they change them once enough claims roll in and Paypal stop them using their services and start over. 7. Send fake tracking numbers to win item non receipt of item claims. ... View more

NERVOUS about giving Paypal my Bank Account inform...

by steveola Contributor in Disputes and Limitations Archives
‎Jul-30-2019 03:29 PM
‎Jul-30-2019 03:29 PM
I've been a PayPal user for over a decade.  I have always refused to add my bank account.  They have a MasterCard attached to the account which I buy materials for my business through eBay.  I sold some bric-a-brac over the last months, there is $500 in real money in there now.  But . . . I can't use it to buy anything. Given all the scamming, data loss, and 679 pages of dispute issues, I REALLY, REALLY don't want to put my bank account number in there. What is the least exposure I can get away with and rescue my $500 and money for anything I sell in the future? Can I go to another bank, open an account, and put $100 in it? Get a credit card with a $500 limit? Honestly, if I have to attach my personal or company account to it, I'd rather not sell through eBay unless I can avoid PayPal.  I don't mind the fees, but the dispute resolution seems problematic and the chargeback without my consent is very worrying.   thanks for your insights.   steveola ... View more
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