PayPal Community

I finally got approved this morning for more than twice of what I have ever gotten from them before! Good luck to everyone and keep trying! It took me just under 4 weeks of trying every day.  ... View more

great news! I tried again today and got declined. The spike in revenue I had in March is still probably messing up the algorithm. Plus, It hasn't even been 4 weeks since the last one cleared. I am hoping to get one any day now though!  ... View more

I am still getting the DLGJ0710 code rejection but I noticed that this afternoon the apply again button has reappeared! Maybe I am getting close to getting approved again.  ... View more

After applying with no luck and thinking about it, I believe you get this error code when you are eligible to get a loan again under normal circumstances and it's denying across the board. I got the 656 code first and the denial page looked like it always has when I tried and got denied but eventually got approved. Once the 656 code went away and I got this code, the denial page looked different and is shorter. I briefly went back to the 656 code and the denial page was normal again and then back to 0710 where I have stayed. I think this code means we are eligible and would have gotten a loan normally but is in place to deny us due to the virus situation.  Since people are still sometimes getting a loan after a month of trying, maybe they are manually looking or the system is only giving out a certain number of loans at a time. I don't think it has anything to do with the reasons in the letters they send out. ... View more

I wonder if the too much  from one source is new. I use a platform for teaching my classes. Kind of like You tube and you tubers. Hundreds or thousands of people go through my classes but they pay the platform and the platform pays me minus their fee, which means they handle promotion and so forth. I get paid many times a month , sometimes daily, from them. Occasionally, I do side teaching jobs and use invoices. These do not go through the platform. Is working capital suddenly saying I am getting too much income from one source now? I have been getting these for a while and I have paid off 10 loans successfully, many in a month or two. I paid my last one off early May and have not been able to get another one since. The most I have ever gone between getting loans is about 5 days. Now, it's been s couple of weeks. The majority of my teaching business comes from one source. I use the money for computer equipment, marketing, and teaching supplies.  ... View more

I have been applying constantly. My mailbox will be full of rejection letters lol. The letters are always inaccurate. I have had nothing happen to negatively impact my account. Everything is exactly the same as all previous loans. Although, I did have a huge spike in sales in March and I have been going strong with record months ever since. Covid 19 is actually affecting me positively. Maybe that is a reason?  ... View more

I changed from DLGJ0710 to the other rejection code this weekend so I thought maybe I was close to getting approved and then I went back to the DLGJ0710 error today!!!! What the heck is this? I have had 10 loans and all have been paid off early with sales. My last loan was manually approved and I paid it off in a little over a month. I finished my last loan last of April or first of May. I have never been denied this long. I would think that they stopped lending but I see people updating they are getting offers. My income is good. I did have a huge spike in March and all subsequent months have been record months ( I teach online, My income doubled in March and has not slowed down. Do any of you think the spike may be negatively impacting me? ... View more

I have been applying to see if I could get another one. I have paid off 10 loans successfully. (all very early) I am in Education so Covid 19 actually sent business my way and I am having a record year! I think I have been applying too soon and it takes a while to show paid because I have never had to wait this long before I was approved. I got one in March that was manually approved. I paid it off in late April.  ... View more

From what I have read no one really knows for sure but the most common answer is that it is due to the crisis and that it is taking longer for the paid off loans to clear the system than before. I just paid off a loan early too and I am getting this same error code. I applied for one in March and I got a manual approval from Paypal after a few days. I just paid that one off Friday the 8th (that's how fast my sales paid it off. I am in Education so my business is booming because of school closings!) But, I have been getting the denial. Probably because I am too soon. I will update everyone when about 5 days pass and I try again. Some say this code means Paypal is not giving out any loans at all right now or they are giving them by invitation to only certain people through email, but from what I have seen, No one, not even Paypal support, has a real clue. Only higher ups at Paypal know for sure and they are not talking. One guy says he was getting this DLGJ0710 code and he kept trying and eventually got a new loan. Maybe they are still looking at them manually. As far as for me. I don't need the money that much but I like to know I can get a large sum if needed so I will keep trying and see if I can get one. I may not need to accept it, but I like to know it's there.  ... View more

From my experience, I have gotten the same denial code, but I found some threads that seem to explain it. When you finish a loan and even maybe pay off the remaining balance with a last big manual payment you must wait for about 48 hours to apply for a new one or you will get the decline code. If it pays off normally with sales it seems to be okay to apply for a new one right away. But, if you pay it off with a manual payment, wait for about 48 hours and it should work. Twice I have paid it off early and twice it took about 2 days for the new loan to be approved. Once or twice I let the sales pay off the loan and I could get a new one almost right away. This is just my experience. The threads I read says that all the systems have to clear that the loan is paid or it will decline thinking you still have one going. Again, I have had about 8 or 9 loans and this is my experience with it.  ... View more