So I called my bank again with more questions and they tell me something that will definitely help some of us. Sort of. So here's what has been going on, for at least those using Scotiabank, there appears to have been a server disorder since around September and it has finally hit us. The server I am talking about is the one that connects the card linking service to other websites, such as PayPal, eBay, Amazon, etc. I don't know when it will be restored, but that's what they told me. A very useful piece of knowledge for some of us. Now we know where the problem possibly lies.
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