Thanks for the reply. I was expecting to see my existing $150 balance be used first and the Pay In 4 arrangement to apply to the remainder, but there was no option offered to use that balance, and after the purchase, the 150 was untouched. All I could do was to transfer it back to my bank account to put towards the 2nd payment (1st one was taken automatically as a condition of the Pay In 4 arrangement). It's disappointing, there doesn't seem much point in having any balance in there if PayPal doesn't apply it to Pay In 4 payments. There seems to be something in the clauses about whether each seller will or won't apply it to the transaction, that seems weird to me as it's up to PayPal to determine how they administer the account; the seller just gets paid once at sale time and the arrangement after that is between the buyer and PayPal. And given that it takes so unbelievably long, even after all these years, between when you add money to your PayPal account from your bank to when it shows up ready to use at PP, it just discourages me from bothering to keep a balance in there at all, even for non-Pay In 4 arrangements. I just let it use my bank to fund the purchases instead, otherwise money in there is usually just dead funds. I didnt expect the Pay In 4 system to be unlimited, but when you actually do have funds in your PayPal account you expect to be able to use them.
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