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since ‎Nov-10-2018
Country: Australia
Type: Personal
BernardW
BernardW Contributor
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Re: Mixed fixed and Pay in 4 purchases

by BernardW Contributor in Products & Services Archives
‎Jun-27-2022 04:17 PM
‎Jun-27-2022 04:17 PM
Thanks for the reply. I was expecting to see my existing $150 balance be used first and the Pay In 4 arrangement to apply to the remainder, but there was no option offered to use that balance, and after the purchase, the 150 was untouched. All I could do was to transfer it back to my bank account to put towards the 2nd payment (1st one was taken automatically as a condition of the Pay In 4 arrangement). It's disappointing, there doesn't seem much point in having any balance in there if PayPal doesn't apply it to Pay In 4 payments. There seems to be something in the clauses about whether each seller will or won't apply it to the transaction, that seems weird to me as it's up to PayPal to determine how they administer the account; the seller just gets paid once at sale time and the arrangement after that is between the buyer and PayPal. And given that it takes so unbelievably long, even after all these years, between when you add money to your PayPal account from your bank to when it shows up ready to use at PP, it just discourages me from bothering to keep a balance in there at all, even for non-Pay In 4 arrangements. I just let it use my bank to fund the purchases instead, otherwise money in there is usually just dead funds. I didnt expect the Pay In 4 system to be unlimited, but when you actually do have funds in your PayPal account you expect to be able to use them.   ... View more

Mixed fixed and Pay in 4 purchases

by BernardW Contributor in Products & Services Archives
‎Jun-27-2022 03:17 PM
‎Jun-27-2022 03:17 PM
I want to buy something costing over $1500, but also want to take advantage of Pay In 4. If I have a PayPal balance, I want to use that first, then the remaining amount to be paid with Pay In 4, but I don't see a way to do that. I recently made a purchase of almost $1500 and had a balance of $150, which I expected to be used first, but at the checkout page for the purchase I saw that my $150 balance was not used and the whole amount was divided into 4 payments. So the starting PayPal balance was useless. Is there some way I could mix payments, so for example to buy a $2000 purchase, put $500 on it either with my PayPal balance or from my bank account through PayPal, and then make the $1500 balance over Pay In 4? Or, even for smaller purchases under the $1500 Pay In 4 limit, how can I either use my existing PayPal balance first, or pay part of the price from my bank account, and just set up Pay In 4 for the remainder? That would be a helpful option. The only way I can see to do it is to contact the seller and ask them to take 2 payments for the sale - first, pay the $500 in the example with a single payment, then make a Pay In 4 arrangement for the balance. But not all sellers will do this or even have an easy way to contact them or make separate payments. It's a real limitation to PayPal that there's no easy way to do this. You might have 2 or more bank accounts, and want to make one part payment from one, and the rest from another or from wherever the Pay In 4 is taken from. Does anyone know a better way to do what I have in mind? Preferably without having to work around PayPal, I'd rather it work for me   ... View more
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Adding a PayPal link to Youtube - permitted?

by BernardW Contributor in General Discussions
‎Nov-10-2018 10:54 AM
‎Nov-10-2018 10:54 AM
Hi, first post to the PayPal forum. Thanks for having me. I have a channel on Youtube that is getting good views and has recently begun monetisation via advertising, but it really needs new content. That is going to cost and it's not earning much. I'm looking to raise funds for new production equipment and to cover expenses to make new content, as myself and not a business. I've seen people add a PayPal dot Me link to accept donations, NOT as a charitable or not-for-profit organisation. I've asked in the Youtube community about this and now PayPal too - would I be breaking PayPal policy or Terms of Service if, in the Description field of a popular video, I asked for voluntary paid contributions and linked to PayPal.Me? I would make it clear that it'd be for my use and not donated to charity or a not-for-profit organisation (or a business either). Someone suggested it could be considered spam if I added the link without permission. So far I can't find anything that says it's not permitted, but I want to make a reasonable effort to find out first. The purpose of the request would be to raise funds for new video and audio equipment for making video content to monetise on Youtube, for my personal benefit, and to cover expenses such as travel. For the next video I want to make I specifically need money for travel expenses. Also to buy the type of equipment featured in the videos (sporting/leisure), to feature in new content. In no way would I imply that I was collecting for charity or for anything but my own use. Thanks in advance for any assistance.   ... View more
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