Don't give yourself so much credit. I would say that many who have been scammed did all the right things you spoke of... making sure the site had a refund policy, return address, US location, etc. before purchasing. The fact of the matter is, most made their purchases with the thought in mind that since PayPal was an accepted payment method, that they would be protected if they didn't receive the item they purchased or received the wrong item. Paypal has done nothing to protect the consumer in these situations because they are not allowing in-person customer service or live chat in order to handle problems in a timely manner. They have witnessed hundreds, if not thousands, being scammed since at least November 2019 due to their service continually being offered on a fraudulent site and refusing to remove those accounts to prevent further scams. I believe any lawyer who has a brain can see who is in the wrong and can find a loophole in their policies just like the scammers have.
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