Well, since no one else replied with any kind of solution, I will. So I had the same exact error message (please return to merchant to try another form of payment (if available)). And after transfering my money to an alternate paypal account ($25), I received the same error message. So, I then put it back to my bank account, waited 3 days to get it, then withdrew the money to cash form again. Went to wal-mart, was ensured if I used a greendot credit card, it would work. Well another $5 for the card to load it, and guess what? Same error. Tried yet a third card, same error. Solution - Since I narrowed the issue down to the eBay checkout system (through simple process of elimination), I contacted the seller and had him/her send me a invoice DIRECTLY from Paypal, bypassing the eBay checkout. And, that did the trick. I hope anyone who reads this is pleased to find that it worked. I feel terrible for all the people here who HAVE the money and still cannot buy from eBay. And I hope this works for you. Cheers from Orlando FL ^^
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