PayPal has never reported to any of the agencies... good or bad. I don't know how you were rebuilding credit through them. As with anything, if you simply stop paying your balance, there will be repercussions. Don't fall back into the same habits which helped create your crappy credit. Also, credit karma will show you the accounts which contribute to your score. Notice PP/BML is not one of them (unless there is a hard pull) but SYNCB does report. When they take over PP debts that is when reporting will affect us all for better or worse so best of luck everyone!
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