Thanks! @Whac-A-Mole wrote: if the status of your transfer said 'completed' ,it is too late to cancel. you can still buy with your paypal account if you ask Paypal to take the fund out of your bank account,Paypal does not know you have zero in your bank account until it tries to withdraw. ifyou have a credit card linked to your Paypal account,then it becomes instant bank transfer which means Paypal is fronting the money for your purchase and sending a withdrawal request to your bank,it could take 1 or 3-5 days . if you dont have a cc linked,then your purchase is an Echeck,AND you seller would be notified not to ship until the echeck clears,could be 1 or 3-5 days . with a cc linked,if your bank does not have enough fund,Paypal will charge your credit card. if no cc linked,then after 2 attempts,some said 3,Paypal wil cancel the payment and your seller will be notified payment has been cancelled. each time Paypal tries to debit your account and you dont have enough,your bank coul charge you NSF ,since PAYPAL will wait 2 days and try again,then you eat more NSF. it goes on your record and Paypal could remove bank transfer as a payment option,so when you are ready t o pay,you will not see bank as a funding source.
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