PayPal does a TERRIBLE job by giving NO WARNING if you switch from "Buying Goods and Services" to "Transfer Money to Friend or Family". The first carries Buyer Protection while the second DOES NOT. An experienced scammer will ask you to use the Transfer Directly feature to "save fees" for you both. When you choose "Transfer Money" NOTHING pops up giving a reminder that you are now buying WITHOUT Buyer Protection. One would think PayPal IT could make that happen. The Customer Service response will be "Oh Well, tough crap".
... View more