Yep. They got me too. The problem is that they make no effort to communicate that purchasing items online with a PayPal balance will result in a gift card only refund. A simple warning in red font about the consequences of using PayPal will do. They're clearly aware that customers are shocked when they find out after the fact based on the calls they receive on the topic... Its will only kill their online business in the long run imo. Regardless, somebody (paypal,governemt) needs to have a word with target execs to fix this esp since it's such an EASY /FAST / CHEAP fix on their end. 1 warning in red font when a consumer selects PayPal option will do. Also , the default settings for online customer accounts should be updated too. For example,, pay ahead of time vs when you arrive is auto checked.
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