Those letters are bogus. Complete crap.... I've never had a charge back and I get the same thing. I think its a random denial and random reasoning. No one knows why. Just like today I switched over to a different error code and apparently doing almost 10k a month isn't consistent sales for paypal. They don't know, the computer doesn't know, the algorithm is **bleep** as we are.
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I just recently got a new error code of 644 after applying for over 2 months.. says insufficient sales activity... im processing upwards of 7k to 10k a month but my sales aren't sufficient. Just wish paypal would be honest on what they are doing.
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Over 2 months for me and denied every day. I switch from different error codes back to this one. Sales have stayed steady since pandemic hit. 3 other loans paid back within months. Don't understand!
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I find this to be false on the grounds, that paypal working capital is not giving loans to strictly ebay sellers, as plenty of other sellers have loans and i guarantee that not all those sellers, sell on different platforms.
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I reapplied today and it switched from DLJ0710 to DLGJ0656. I don't know what the switching means but who knows? Im just hoping like many others after a few weeks I can finally get approved again!
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How long did you have to wait until you were approved? From me talking to paypal rep... said my sales weren't consistent enough and this could cause that error code. Apparently doing 7k, 8k, 7k, and 7.5k each month isn't consistent? IDK LOL
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