We were originally denied for the first time ever over 1 month ago. We decided to try again about a week ago and were approved. They are definitely still writing loans, but are being more cautious. I think a part of the issue is COVID-19 and the other issue is Ebay Managed Payments. Remember Ebay had its largest forced inclusion of managed payments in July - August. Working Capital loans that can no longer be paid by Pay Pal transactions creates a much larger risk for default. It really only makes sense that they would suspend lending to see which accounts are still accepting Pay Pal vs. Managed Payments.
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