It's for real and, no, it's not an intrapment as it took nothing from you and it did not entrap you anything. Why the reference to your credit report? Is your cred that bad you need to check it? PayPal credit isnot like a credit card, nor is is like a bank line of credit which you can use on demand. PayPal Credit cannot be used on demand. PayPal and PayPal Credit evaluate each purchase to determine if it qualifies for use of PayPal Credit for payment. There are many factors which PayPal reviews, including vendor, product, seller finances, risk of disputes, and many undisclosed parameters.
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