There should at least be a warning flag that the person requesting money has their account set up to recieve funds as friends and family. I did not know that you could do that and made a transaction with a scammer and she asked me to send friends and family. I opened the paypal request and it did not give me the option to send one way or the other so I told her I could not and since I did not have an option to choose I figured it was safe.
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