My card has been declined over the last few weeks consistantly. For years it worked with little of no balance in the paypal account. It just pulled from the back up accounts flawlessly. It is like having a virtual card that can front accounts that do not give you 1%. But to make it work it needs to be frictionless. In other words it pulls from back up accounts without me knowing or managing anything other than the back up accounts. It looks like they changed the execution of their policy. The person on the phone admitted the execution of their policy had changed, but said this was the policy from the beginning. I thought "to me the customer what is the difference, action sspeak louder than words". I called they said you must keep a balance in the paypal account to cover the highest likely transaction or you may be declined. They recommended using the balance manager to do so. This is too much worry and friction for me. I want a transparent virtual frictionless card not one that has a policy that is not explicit and that I have to manage relative to the never ending ways I may use it. The good old days are gone. I am disappointed. As it is too much trouble to use the card under the new conditions. I have escaled, but the response I got was sadly not helpful.
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