PayPal Community

Hello Thank you for the reply however sadly on every occasion it was the dedicated working capital department I dealt with. They were the one who gave the answers previously stated. Many thanks ... View more

Working capital..... Ridiculous system that absolutely nobody at PayPal has any access to whatsoever. First loan all paid off within correct time frame, reapply several months later when my company had processed far more paypal transactions than before but now not eligible. Given error code 640 so called paypal who said and I quote " no reason at all why you would be turned down but we have no access to any info at all " computer says no. Ok can you tell me what error code 640 relates to then please " no sorry we don't know the codes either, just keep trying " Whilst the working capital is a very good idea surely it's pointless offering it if you don't really have any access or knowledge regarding the system at all. Many many people on here experienced the same issue as me and nobody could give them any info either. Complete nonsense. ... View more

Glad it finally worked for you. Did you just keep trying ? ... View more

Hi all  I've had the same issue. Had the first loan no problem, paid off about a month early and waited a while.  Reapplied for the second loan and got told it couldn't help at this time... error code 640.  Ive had no issues with the account at all and sales have been consistent but for some reason it's a non starter. Called them up and even they didn't know what the error code 640 was and were very surprised I was turned down.  Does anyone actually know what error code 640 is ???  ... View more