LOL, well, it's now 2016 and I had the same issues exactly. The website FAQ says all will be well after you activate your in-store account, but doesn't tell you how that is done. I also recently tried to check out using PayPal in-store at Home Depot and it didn't work for me. The clerk said i needed to do something on the PayPal website, apparently. So, here I am and there isn't any info on how to do this. Ridiculous.
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