Has anyone figured this out? I'm in the same boat - signed up for goods and services, but cant change to friends and family. The website says if you sign up with Friends and Family, that when people pay there is an option for goods and services. How come if i sign up with goods and services, there isn't the option for friends and family? Yes I do take business money, but the odd time my friend wants to pay me back 20$ it can't be done cus paypal will dock me fees. please help?
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