Update: Called PayPal and they told me that even after $29,000 worth of transactions and over a year of excellent standing with my PayPal card, with one rejection from my linked bank account, that all goes out the window and I have to "rebuild my relationship" with PayPal by making regular deposits into my PayPal account from my linked checking account. They claim that after doing this for a while, I'll be able to go back to just using my PayPal card at-will, even with a zero balance, and it will go back to drawing straight from my bank account. HOWEVER, I called my bank to confirm this supposed rejection a couple weeks ago, and they said no, that there was no decline or rejected attempt on my account, and that I've had enough to cover any incoming charges before or since then, including recently for all the charges that have been getting declined by PayPal. My bank says that from their POV, nothing should be affecting my ability to use my PayPal card. Something seems fishy, here.
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