Wow! On the 3rd loan app, they told me the same thing! I spend too much money using my debit card... then when I complained to someone in Business Solutions, they said, "Oh, no... we don't hold that against you. Businesses spend money!" Then I spoke to the same person who signed me up for the first loan. He said I had ONE recent low-sales month - it didn't matter that I'd had 2 big sales months previous to that month. I'm about to try this again.. we'll see how it goes. Good luck.
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