Nearly everyone is going to find that if you are carrying a balance on the PPC account, it's likely going to ADVERSELY affect your FICO scores. PayPal has done a real disservice in allowing Synchrony to report transactions when we have not applied for the credit card account associated with the credit reporting practices before June 2019. I'm totally **bleep** at this change and will be closing my PPC account as soon as I pay off my balance. #UnacceptableToMe
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