Its a deliberate block on your account. Regardless of the error message (1) you need to confirm our account or (2) you need to use another credit card, they are both the same reason. Even though there's nothing wrong with your PayPal and Ebay account, PayPal has said their "automated" system flagged you and they "want to know you better." Had the same thing when I signed up for EBay and PayPal, went through the nightmare for 2 weeks until I thought everything was fine. There so called "want to know you as a buyer" was rubbish. I purchased about 100 plus items in a month without any problems, no complaints, no disputes, nothing. Thinking everything was fine went through 10 purchases in which was the norm I was doing and they knew it, no big transactions $5 to $25 each and then a month later again, got the "need to confirm my credit card". When it was already firmed, they already charged the $1.95 and it was successfully verified. If you put your bank account on file and verify it, every single eBay purchase will go to ECheck and you'll run into the another problem that you cant change the payment option, that they will force you to pay via ECheck (3-4 business day hold) and no buyer protection from your credit card company. I will not use my bank account on Ebay especially when it comes to sellers I dont know. All I know is that Im an honest buyer and dont start trouble with anyone. I dont file fake disputes or steal anything from anyone. I run a business and this limitation is pure non sense. They put a restriction on you, then everythings fine, and then you get hit with the same thing again. Im just trying to run my business purchasing computer parts for my business and thought getting them off eBay would be an easy thing to do, but the past month using Ebay and PayPal has been a nightmare. Sorry to say but I beleive it will continue to happen until PayPal and Ebay feel 1000% assured that they arent going to get ripped off by you and they have every single piece of information that will validate that you are who you say y, even as a buyer.
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