If it 'is" a pre-loaded/reloadable credit card problem, thay are behind the times. I am using a reloadable card, linked to my account and issued by my bank and am already verified by PayPal. This needs remedying fast.
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As of today, Aug 29 2013, I too am having this problem. It would help a loy more if PayPal used IVR/textchat to enable a quick and accurate response.
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